Everyday money
NGN wallet tools for adding money, sending, receiving, withdrawals, transaction history and provider-aware deposit-account experiences where enabled.
Open dashboard →The ecosystem
Not one feature. A connected financial toolkit.
Different needs belong in different products. KeduTrust keeps those products connected without pretending that every feature has the same rules, risks or legal meaning.
Bills, airtime & data
Buy airtime, data and supported bills. Utility flows can verify customer identity and service address, while recent successful payments can be prepared safely for Pay Again.
Pay bills →KeduTarget
Create personal goals, fund them from your wallet and share secure public contribution links. Target owners can maintain contributor records and exports for their own goals.
Explore KeduTarget →KeduNest
Family-focused saving for education, care, milestones and the future, with wallet funding and secure public contribution experiences where enabled.
Explore KeduNest →KeduVault & KeduBoost
Separate tools for intentional locked savings and Spend & Save automation, each governed by its own availability, withdrawal and transaction rules.
View savings tools →KeduLegacy
Record beneficiaries, executors, asset pointers, private planning notes and estate contacts, with a separate Claim Centre and administration workflow. It is not an automatic inheritance payout system.
Explore KeduLegacy →Kedu Shopping
Shop through protected order flows with delivery confirmation, dispute controls and scheduled settlement where those protections apply.
Shop securely →Kedu Business
Merchant tools for products, orders, fulfilment and settlement, designed to connect commerce with the wider KeduTrust transaction environment.
Open Merchant Hub →Global & future-facing tools
Global Cash, KeduWealth, cards, credit, Crypto Hub, KeduCircle and other enabled modules extend the platform while keeping product-specific rules visible.
Learn how products work →How trust is designed
The browser collects intent. The server decides financial truth.
KeduTrust is designed so a success message in a browser is not the authority for a credit, debit, settlement or provider payment. Sensitive actions are checked against authenticated users, product state, server-side balances, provider results and transaction records.
01 · IdentityAuthentication, verification and account-state checks.
02 · AuthorizationTransaction PIN or other controls where the product requires them.
03 · AuthorityServer-side ledgers, provider verification and idempotent processing.
04 · EvidenceTransaction history, product ledgers, audit events and reconciliation.
Family to legacy
A goal for today should not be confused with an estate plan for tomorrow.
KeduNest and KeduTarget help with goals and family contributions. KeduLegacy is deliberately separate: it organizes estate-planning information, intended beneficiaries and claims without silently turning a beneficiary record into legal ownership or an automatic payout.
Save & support
Use goal products for current saving, family support and contributions.
Plan & document
Use KeduLegacy to record executors, beneficiaries, asset pointers and planning notes securely.
Claim & administer
After a death is reported, claim and estate records can move through verification and administration; distribution remains subject to lawful authority and applicable product controls.
About the platform: KeduTrust is operated by Villahandle Global Ventures Limited. Product availability, payment rails, limits, eligibility and legal treatment can vary by service and configuration. Product screens, Help Center guidance and accepted disclosures should be read together with the Terms and Privacy Policy.